If you had purchased $1,000 of AIG stock one year ago, you would have $42 left. With Lehman, you would have $6.60 left. With Fannie or Freddie, you would have less than $5 left.

But if you had purchased $1,000 worth of beer one year ago, drank all of the beer, then turn in the cans for the aluminum recycling Refund, you would have had $214.

Based on the above, the best current investment advice is to drink heavily and recycle. It’s called the 401-Keg…..